Monday, March 21, 2011

Business Insurance Is Our Business

The state of California has an economy that is larger than that of most countries in the world. There is not type or size of business that does not exist here. And for over half a century, Allied Brokers has been meeting the business insurance needs of California’s industries. Our objective is not just to sell insurance but to provide our clients with the protection they need to recover from unforeseen events and disasters that could ruin them financially.
As a business owner or manager you know the importance of insuring a business. But there is no such thing as a blanket business insurance policy that covers all eventualities. For example, suppose you run a business selling exotic and expensive food specialties. Your business is insured, but what happens if you experience a major power outage and all the food you have in stock goes bad due to lack of refrigeration? Will your policy cover you against this loss? With business insurance you need to think of all eventualities, no matter how unlikely the occurrence may be. Then check to see if your insurance covers them all. Coverages are defined in two ways – either specific coverage is mentioned in the policy or all risks are covered excepting those that are specifically excluded. Either way, if the risks you have listed out are not covered, you need to buy additional insurance to cover them. At Allied Brokers we will work with you to help you understand the risks your business faces – some of which may not have occurred to you – and then evaluate the costs and benefits of getting you the coverage you need. When making a commercial decision you want to have all the issues, fact and options clearly understood. That’s what we’ll help you to do in regard to your business insurance so that you can be sure of making the right decisions. Visit our website at to find out more about what we can do for your business and commercial insurance needs. Talking to us is as easy as calling (650) 328-1000.

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