Wednesday, November 16, 2011

Blue Shield and Lucile Packard Work It Out- Finally

Two of the region’s leading pediatric care providers were locked in protracted negotiations with Blue Shield of California which caused them to remain outside the Blue Shield network from August 31st to October 19th of this year. With the signing of a new two year contract, both Lucile Packard Children’s Medical group and Lucile Salter Packard Children’s Hospital are once again part of Blue Shield of California and Blue Shield of California Life & Health Insurance Company Networks.

It must be noted, however, that since the new contracts are not retroactive, any services provided by the Medical Group and Hospital during the out-of-contract period will be treated as out-of-network or as being non-participating and will be paid at out-of- network rates. However, if the member was approved for Continuity of Care (COC) during that period, services that are covered under the COC will be paid at the old contract rates. These agreements will once again allow Bay Area residents to have a wider choice of pediatric care providers.

Such contract negotiations with health care providers are Blue Shield’s attempt to contain the ever rising costs of medical care. As a result, Blue Shield customers enjoy lower co-payments, deductibles and premiums.

Health insurance is a complex and often confusing subject where potential health risks and care costs have to be balanced against the cost of the policy. Working out the best balance is something that requires both experience and an expert knowledge of health care costs and options. Allied Brokers has over 50 years of insurance experience and expertise which is always at the disposal of our clients. Contact us for all your health and other insurance needs. Call 1-888-505-7988 (toll free). Visit our website at http://www.alliedbrokers.com/ to find out more about us and the insurance products and services we offer. You can also ask for a free rate quote.

Tuesday, November 15, 2011

Attention GEOVERA policy holders!

There is a new 10% earthquake retrofit discount available to you at no cost. If your home was built after 1975 it is almost certainly already up to current earthquake building codes. If your home was built prior to 1975 but has been retrofitted, you are still eligible for the discount. If you have your contractor complete the attached form we can apply for the discount.

If you do not have a contractor we would like to refer you to our client Guillaume Peters, owner of Sunviva construction who has done quality work for many of our existing customers in the past. Email him at gheeom@sunviva.com or call him at 650-380-4804. Guillaume will inspect your home to determine whether it meets the GEOVERA requirements. His inspection fee is $125.00. However, as a special promotion Guillaume has agreed to credit the cost of the inspection as payment towards any retrofit work that you hire his company to perform.

Download Retrofitting Information Form!

The Giving Season Is Here

The time is here to start collecting toys, coats and blankets for those less fortunate. Allied Brokers is proud to support the following organizations:

Toys For Tots: Now until December 16th you can drop off new, unwrapped toys at the UPS Store in either Sharon Heights Shopping Center in Menlo Park or the Ladera Shopper in Portola Valley.

Stuff The Bus With Toys: Saturday, December 3rd, 11:30 am to 1:00 pm at the Ladera Shopper Holiday Fair is where to bring a toy for the San Mateo County Sheriff's Toy Drive. The toys will be distributed to needy kids within our county.

One Warm Coat: Bring new or gently used coats, blankets or towels to Konditorei in the Ladera Shopper now until December 16th.